IRA Term Share Certificates and IRA Share Accounts

  • Jumbo IRA Term Share Certificates of $95,000.00 and over, will receive an additional 5 basis points.
  • (Ex. 1Yr Jumbo = current rate + .05 BP)
  • IRA Term Share Certificates of $50,000.00 and over, for a term of 18 month or greater will receive an additional 10 basis points.
  • (Ex. 2Yr IRA Term $50,000.00 = current rate + .10 BP)
  • (Ex. 2Yr IRA Term Jumbo Certificate $90,000.00 or greater over 18 month = current rate + .05 + .10 BP)
  • 6 month interest penalty on early withdrawal of IRA Term Certificates.
  • Minimum balance of $25 must be maintained in IRA share account to earn APY.

Educational IRA Accounts

Are you concerned your child's, grandchild's, nephew's or nieces college education? You can start saving today for their future educational expenses. We offer Educational IRA accounts that allow parents, grandparents or aunts and uncles to contribute up to $2,000.00 per year until the child reaches 18 years of age. We offer 1-5 year Educational IRA term Share Certificates with high dividend rates. Call Oksana Mikhalyuk for additional information and dividend rates. It's never too late to invest in your future!

For current rates click here

Click here for more information on Individual Retirement Accounts or contact the credit union.