Current Rates

   *Rates Effective as of September 6th, 2019.

Account Type Dividend Rate APY* Dividend Paid Deposit Amount
Shares
  0.10% 0.10% Quarterly $25.00 - $49,999.00**
  0.15% 0.15% Quarterly $50,000.00 and over**
Checking
  0.05% 0.05% Monthly $100.00  $25.00**
Money Market
  0.40% 0.40% Monthly $2,500.00 - $24.999.00**
  0.55% 0.55% Monthly $25,000.00 - $49,999.00**
  0.85% 0.85% Monthly $50,000.00 and over**
Certificate Type Dividend Rate APY* Dividend Paid Minimum Deposit**
Term Share Certificates
6 Months 0.90% 0.90% At Maturity $1,000.00
1 Year 1.25% 1.26% Quarterly $1,000.00
18 Months 1.50% 1.51% Quarterly $1,000.00
2 Years 1.65% 1.66% Quarterly $1,000.00
2 1/2 Years 1.75% 1.76% Quarterly $1,000.00
3 Years 2.00% 2.02% Quarterly $1,000.00
4 Years 2.15% 2.17% Quarterly $1,000.00
5 Years 2.35% 2.37% Quarterly $1,000.00
IRA Term Share Certificates
1 Year 1.25% 1.26% Quarterly $1,000.00
18 Months 1.50% 1.51% Quarterly $1,000.00
2 Years 1.65% 1.66% Quarterly $1,000.00
2 1/2 Years 1.75% 1.76% Quarterly $1,000.00
3 Years 2.00% 2.02% Quarterly $1,000.00
4 Years 2.15% 2.17% Quarterly $1,000.00
5 Years 2.35% 2.37% Quarterly $1,000.00
Share Account
IRA Shares 0.30% 0.30% Quarterly $25.00
Loan Type Limits Term Security Rate
Share Secured
  100% of Shares up to 5 Years Shares 3% over share rate or 5 year treasury rate whichever is higher
Loan Type Limits Term Security Rates Starting From
Personal
  $0 - $10,000 up to 36 Months Own Signature 7.000%
  $10,001 - $20,000 up to 60 Months Co-Maker 7.250%
Home Improvement Loans
  Up to $10,000 up to 60 Months Own Signature 6.125%
New Car, Truck, Van
  100% of Purchase up to 36 Months Title 3.000%
  100% of Purchase up to 48 Months Title 3.125%
  100% of Purchase up to 60 Months Title 3.375%
From $25,000.00 100% of Purchase up to 72 Months Title 3.750%
Used Car, Truck, Van
  90% of NADA Value up to 36 Months Title 3.000%
  90% of NADA Value up to 48 Months Title 3.125%
  90% of NADA Value up to 60 Months Title 3.375%
  90% of NADA Value up to 72 Months Title 3.750%
Vehicle Refinancing
  Available for the remainder of original loan term    
Commercial Vehicles
Used Commercial Vehicles

90% up to $120,000

up to 72 Months Title 5.250%
New Commercial Vehicles 100% up to $165,000      
Commercial Mortgages
  Non owner occupied
(Investment Property, Business Property (Store Front))

10 year Fixed 0 Points

15 Year Fixed 0 Points

 

 4.750%

 4.875%

Loan Type Limits Term Security Rate APR*
Mortgage
House or Condominium Up to 80% Financing 30 yrs. 0 pt. Mortgage Note 3.500% 3.563%
1-4 Family   30 yrs. 1.75 pt. Mortgage Note 3.125% 3.327%
Owner Occupied   20 yrs. 0 pt. Mortgage Note 3.500% 3.588%
    20 yrs. 1.75 pt. Mortgage Note 3.125% 3.409%
    15 yrs. 0 pt. Mortgage Note 3.000% 3.111%
    15 yrs. 1.75 pt. Mortgage Note 2.675% 3.038%
    10 yrs. 0 pt. Mortgage Note 3.000% 3.161%
    10 yrs. 1.75 pt. Mortgage Note 2.625% 3.151%
Loan Type Limits Term Security Rate APR*
Home Equity Loan     Rates Starting From
  Up to 80% of Equity 5 year Promissory Note 3.250% 3.557%
        Prime Rate - 2.000%
    10 year Promissory Note 3.500% 3.663%
   

 

15 year

 

Promissory Note

Prime Rate - 1.750%

3.875%       3.989%

Prime Rate - 1.375%

Home Equity Line of Credit (HELOC)***
  Up to 80% of Equity
up to $150,000
Term determined by amount borrowed Promissory Note 4.500%
Prime Rate - 0.750%
Commercial Home Equity Line of Credit (HELOC)***
  Up to 70% of Equity
up to $150,000
Term determined by amount borrowed Promissory Note 5.250%
Prime Rate - 0.000%

* APR = Annual Percentage Rate

** Minimum Balance to Earn APY

*** Adjustable Rate Mortgage

Our rates are subject to change without notice.

Your loan rate is locked in for 30 days from the date of application.